Case Study: Large Multinational Commercial Bank achieves real-time, single source of truth for credit risk with SS&C Technologies' Algo Credit Manager

Transforming Credit Risk Management with a Single Source of Truth

Large Multinational Commercial Bank, with over AUD 1.2 trillion in total assets, faced fragmented legacy systems that hindered scalability, timely visibility of limits and exposures, and effective monitoring of deteriorating counterparties. To consolidate limit and exposure management, enable rapid deployments and cloud migration, the bank selected SS&C Technologies’ Algo Credit Manager to provide a single platform for visualizing credit exposures, setting and reviewing limits, and managing watchlist customers.

SS&C Technologies deployed Algo Credit Manager on a private third‑party cloud, delivering a single source of truth and real‑time limit and exposure management (replacing T+4 processing). The implementation produced measurable gains: a 50% reduction in batch runtime, automated watchlist workflows with controls and approvals, real‑time pre‑deal checks for immediate Go/No‑Go responses, rapid CPU provisioning within 30 minutes, and improved high availability and scalability across cloud zones.