Case Study: Amaranth FC halves accounting time and cuts unpaid debts by 95% with GoCardless

Time spent doing accounts halved, outstanding debts reduced by 95%

Amaranth FC, a community football club with around 200 members and 12 teams, struggled with fragmented fee collection—cash, standing orders and bank transfers—which caused errors, missed payments and roughly £3,000 in unpaid subscriptions. Treasurer Paul Swift turned to GoCardless, deploying GoCardless for Sage50 to solve the club’s visibility and reconciliation problems.

GoCardless set up Direct Debit collection integrated with Sage50 so 95% of members now pay automatically, reconciliation is posted into the accounts, and debt recovery can be managed via instalments. The result: treasurer time was halved (from about eight to four hours a month), outstanding debts fell from ~£3,000 to under £100 (≈95% reduction), and Amaranth FC gained steadier cash flow to reinvest in the club.

Amaranth FC

Paul Swift

Treasurer