Case Study: Thomaston Savings Bank achieves stronger asset/liability management and interest rate risk control with Fiserv's Asset Liability Manager

To Enhance Its Asset Liability Management Capabilities and Manage Interest Rate Risk, This Institution Depends on Asset Liability Manager

Thomaston Savings Bank, an $800 million community bank headquartered in Thomaston, Connecticut, needed to strengthen its asset/liability management and better manage interest rate risk while meeting evolving regulatory requirements. To meet these challenges, the bank has relied for more than eight years on Fiserv’s Asset Liability Manager to support ALCO preparation, EVE modeling, budgeting and strategic planning.

Fiserv implemented Asset Liability Manager (integrating with Fiserv Prologue General Ledger and Prologue Fixed Assets) to provide in‑house modeling, regulatory monitoring and “what‑if” growth scenarios. The solution helped Thomaston Savings Bank keep net interest income within one percent, improve credibility with regulators by controlling model inputs and assumptions, streamline five‑year forecasting and branch-feasibility analysis, and more effectively monitor and mitigate interest‑rate exposure.

Thomaston Savings Bank

Rebekah Stokes

Assistant Vice President and Financial Analyst