Case Study: FinLocker achieves real-time financial insights for consumers and CRA credit for lenders with Fiserv AllData Aggregation

FinLocker Looks to Build Futures With AllData Aggregation

FinLocker, a St. Louis–based financial data and analytics platform that helps consumers plan and prepare for homeownership, needed to layer robust data aggregation onto its analytics infrastructure and give a growing lender network real-time borrower validation. To meet that challenge, FinLocker turned to AllData® Aggregation from Fiserv.

Using Fiserv’s AllData Aggregation APIs, FinLocker aggregates consumer financial data from more than 18,000 sources to deliver customized, real-time, verified data to lenders and financial‑planning tools to consumers. The solution has streamlined data collection and validation, enabled access to planning and education for low‑to‑moderate‑income consumers, earned Fannie Mae Desktop Underwriter approval for asset verification, and created opportunities for lenders to receive CRA credit—helping community banks improve CRA ratings.

FinLocker

Brian Vieaux

President