Case Study: Ocean Bank achieves improved interest-rate risk forecasting and more profitable growth with Fiserv's Asset Liability Manager

Bank Uses Asset Liability Manager from Fiserv to Facilitate Increased Business Efficiency Plan More Profitable Growth Strategies and Minimize Risk

Ocean Bank, the largest independent state‑chartered commercial bank headquartered in Florida with more than $3 billion in assets and 21 branches, needed to retool its analytical modeling to more accurately model and forecast interest‑rate risk. To address this challenge, Ocean Bank engaged Fiserv and implemented Asset Liability Manager together with Management Planning and Control.

Fiserv’s solution centralized and standardized the bank’s asset‑liability management, streamlined budgeting, forecasting and reporting, and enabled robust “what‑if” interest‑rate scenario testing. The tools gave Ocean Bank an enterprise view of interest‑rate risk, helped meet regulatory and internal standards, improved margins, refined budgets and forecasts, simplified data transfer with the general ledger, and centralized ALM processes and outputs across the organization.

Ocean Bank

Chierno Skinner

Treasurer