Case Study: Kabbage achieves 300% revenue growth and rapid product launches with FICO Origination Solutions

Data-Driven Lender Replaces Unmanageable Decisioning Technology with FICO® Origination Solutions

Kabbage is a data-driven lender that pulls real-time signals from Amazon, eBay, Facebook, Twitter, QuickBooks and other sources to underwrite small business loans. As the company scaled, its original third‑party decisioning tool and subsequent custom build proved hard to manage and couldn’t provide the flexible, scalable modeling needed to support aggressive growth and new products.

Kabbage adopted FICO Origination Solutions to centralize decisioning across origination, account management, payments and collections, letting analysts rapidly build and refine models without developer intervention. The solution helped Kabbage launch a new consumer product (Karrot) in under 60 days, automate processes, and contributed to a 300% revenue increase in 12 months while helping customers grow revenue by an average of 72%.

Kabbage

Kathryn Petralia

Cofounder and Chief Operating Officer