Case Study: Bradesco achieves real-time credit decisioning with FICO Platform

Bradesco boosts revenue 15% with FICO Platform

Bradesco, one of Brazil's largest private banks, faced the challenge of modernizing its slow, batch-based credit processes. The bank partnered with FICO, leveraging the FICO Platform to transition from outdated systems that took months for credit decisions to a streamlined, automated solution for credit decisioning and auto loan pricing.

FICO implemented its cloud-based FICO® Platform to provide real-time, rule-based decisioning and centralized data management. The solution delivered significant results, including a reduction in decision times from months to real-time and a 98.5% automation rate. Bradesco achieved a 15% revenue boost, an 11% rise in average auto loan spread, and now powers 3 billion decisions monthly with FICO.

Bradesco