Case Study: African Bank achieves 30% faster strategy launches and 25% cost savings with FICO Blaze Advisor

African Bank Centralizing Decisions Across the Credit Lifecycle

African Bank, a large South African retail bank undergoing major restructuring, needed to overhaul its decision system across the credit lifecycle to improve transparency, collaboration, operational efficiency and profitability. Existing decision logic was fragmented across applications and teams, hampering responsiveness to the market.

Partnering with FICO and deploying Blaze Advisor plus FICO’s Decision Implementation Accelerator, the bank consolidated decision services into a single, secure, lifecycle-managed platform and rolled it out starting with credit originations. The collaborative, phased implementation and knowledge transfer let African Bank launch strategies 30% faster at 25% lower cost, cut change time from two months to two days, and speed testing and staff training.

African Bank

Dawid Van Zyl

Programme Executive Credit Decisioning