Case Study: LEAF Commercial Capital, Inc achieves improved portfolio profitability and predictive risk assessment with Experian

LEAF Commercial Capital, Inc - Customer Case Study

LEAF Commercial Capital, Inc., an equipment leasing and finance company headquartered in Pennsylvania with branches in Missouri and California, specializes in small- to midsize-ticket leases across sectors like office equipment, telephony, healthcare and light industrial. Operating in a highly competitive market, LEAF needed to better segment and monitor its portfolio, compare performance with peers, and accurately assess risk across industries and geographies while keeping credit processing efficient and cost-effective.

By leveraging Experian’s consumer and business credit data, participating in the Small Business Credit Share consortium, and using quarterly benchmarking reports, LEAF gained clear peer comparisons and deeper portfolio insights. Those inputs helped the company refine its underwriting and business strategies, shift toward more profitable account relationships, and maintain a healthier, more profitable portfolio — prompting plans to expand its relationship with Experian.

LEAF Commercial Capital, Inc

David H. English

Chief Investment Officer