Experian
170 Case Studies
A Experian Case Study
Homepoint, a leading U.S. mortgage originator and servicer, faced a time-consuming, error-prone process preparing borrower data for Metro 2 credit reporting—spending about 65 hours per month manually extracting and checking data. The team needed to automate data analysis and increase visibility to reduce risk, speed reviews, and ensure compliance with credit reporting standards.
Homepoint implemented Experian’s DataArc 360™, powered by Aperture Data Studio, to operationalize rule-based checks, validate and correct data before submission, and provide management dashboards for quick exception handling. The solution was rolled out in three months, cut manual effort from 65 to 15 hours per month (about 50 hours saved), improved data integrity, uncovered potential fraud, reduced dispute risk, and enabled ongoing weekly reporting with a goal to cut credit disputes by 50%.
Jill Cannon
Senior Director Default Administration