Case Study: Globally Diversified Financial Services Company achieves best-in-class risk architecture and regulatory compliance with Experian

Globally Diversified Financial Services Company - Customer Case Study

Our client is a top-tier national retail bank with deep expertise serving high-net-worth clients and retirement plans. Faced with heightened regulatory expectations after the 2007–08 crisis—particularly the “Principles for Effective Risk Aggregation and Data Reporting” tied to Basel III and CCAR—the bank needed to define the scope, accountabilities and staffing for a new Risk Architecture function. An internal review showed the existing team was “lean and mean,” operating in scramble mode with siloed reporting, while the board demanded more integrated, timely and accurate risk aggregation and reporting.

Experian ran a structured business review—using qualitative questionnaires, peer benchmarking and executive interviews—to recommend a clear organizational design, role descriptions, prioritized initiatives and a phased staffing roadmap that integrates the new Risk Architecture into the three-lines-of-defense model. The bank has appointed a Chief Risk Architect and begun the staffing and capability build-out; the roadmap delivers faster, more accurate regulatory and board reporting, better risk prioritization and a clear 12‑month path to a best‑in‑class Risk Architecture capability.