Case Study: Leading Two Large Banks Improve Credit Risk Analytics with EXL

Revealing what separates the credit risk leaders from the laggards

EXL worked with leading two large banks that wanted to understand how their credit risk analytics capabilities compared with peers and what separated the leaders from the laggards. The banks were looking to improve credit risk performance while balancing loan default protection, business growth, and increasing pressure to modernize in a highly competitive financial services market.

EXL benchmarked the banks against 14 financial organizations across Europe, the United States, and Africa across seven credit risk capabilities, including modeling, data, governance, strategy, and implementation agility. EXL identified the key differences between mature leaders and laggards, then developed a detailed strategy and execution roadmap so the client could improve its credit risk analytics function and chart a clear path forward.