Case Study: Banca Sella achieves operational resilience and advanced fraud protection with ACI Worldwide

Banca Sella Drives Innovation with ACI Solutions

Banca Sella, a family‑owned regional bank headquartered in Biella, Italy, needed to scale and secure its growing e‑commerce and card business—managing roughly 64,000 POS devices and about 7.5 million transactions per month—while meeting Bank of Italy operational continuity requirements and strengthening fraud controls. To complement its in‑house development model, Banca Sella selected ACI Worldwide for payment processing, disaster recovery and fraud‑prevention capabilities.

ACI Worldwide implemented a dual‑live BASE24 environment (supported by GoldenGate software under a reseller agreement), deployed ACI Proactive Risk Manager for near‑real‑time fraud screening across ~64,000 merchants and 350,000 cards, and is rolling out ACI Smart Chip Manager to issue EMV cards in‑house (targeting one million cards). The projects were completed quickly with 24/7 vendor support, met regulatory continuity mandates, delivered better‑than‑expected results and materially improved fraud detection and operational resilience while enabling the bank to reliably handle its transaction volumes.

Banca Sella

Riccardo Frigeni

Banca Sella