Case Study: Standard Casualty Company achieves greater underwriting confidence in high-risk markets with ZestyAI

Underwriting Confidence in High-Risk Markets

Standard Casualty Company, a specialist insurer for manufactured and modular homes in the southern U.S., faced significant underwriting challenges. These included managing exposure to wildfires and severe weather, relying on slow on-site inspections, and navigating complex state regulations. To address these issues, they partnered with vendor ZestyAI.

ZestyAI provided its risk models for wildfire, hail, and wind, which offered precise, property-level insights. This solution gave Standard Casualty greater underwriting confidence in high-risk areas, significantly reduced their reliance on in-person inspections, and ensured their process aligned with regulatory requirements.

Standard Casualty Company