Case Study: Kitsap Credit Union achieves streamlined reporting and stronger credit‑risk management with Visible Equity

Kitsap Credit Union - Customer Case Study

Kitsap Credit Union, a member-owned financial institution serving local communities, faced the challenge of streamlining loan analytics, reporting and regulatory compliance while better managing credit and concentration risk across lending, collections and marketing. Manually aggregating data and producing analytics was time-consuming and costly, making it difficult to satisfy examiners and to act quickly on credit-line decisions, collections and indirect-lending exposure.

By adopting Visible Equity as a common data and analytics platform, Kitsap centralized data, applied probability-of-default models, automated quarterly credit scores and built repeatable reports used across departments. The change saved time and money, improved regulator confidence, strengthened credit-risk monitoring and collections, enabled smarter indirect-lending and targeted marketing, and increased the credit union’s ability to create and manage loans safely.

Kitsap Credit Union

Tony Bulerri

VP of Business Lending