Case Study: Altier Credit Union achieves 60x faster lending analytics and easier examinations with Visible Equity

Altier Credit Union - Customer Case Study

Altier Credit Union, a full-service financial institution founded in 1947, faced a major analytics bottleneck: their 2010 process required extracting data and sending it to a third party, waiting six to eight weeks for costly, static reports that couldn’t be manipulated. This limited their ability to analyze real estate lending and identify risks efficiently.

By adopting Visible Equity, Altier gained one-click, dynamic analytics that produce reports in seconds (completing the same task up to 60x faster), allowing real-time tracking of LTVs, charge-off ratios, underwriters, auto dealers, credit score migrations, participation loans and deeper collections analysis. The credit union cites ease of use, historical data capture, system flexibility and responsive support as key benefits — enabling quicker exams, faster risk isolation and far fewer late nights wrestling with spreadsheets.

Altier Credit Union

David Skilton

SVP/CFO