Case Study: Air Academy FCU achieves faster, easier risk analysis and streamlined reporting with Visible Equity

Air Academy FCU - Customer Case Study

Air Academy Federal Credit Union, a member-owned financial cooperative serving members since 1955, faced a challenge in generating timely, accurate risk and lending reports. Paulette Zetterberg, Director of Enterprise Risk Management, was spending significant time consolidating data from multiple systems in Excel, which made it difficult to respond quickly to executives and meet heightened regulatory scrutiny during the recession.

After adopting Visible Equity in September 2011, the credit union gained an integrated analytics platform that pulls data from disparate systems and produces customized reports—loan stratification, indirect charge-off and yield analysis, FICO migration, dealer weighted averages, and static pool analysis. The result: faster reporting, clearer identification of red flags (for example, dealers with high delinquencies), better-informed briefings for processors, underwriters and executives, and a more proactive, balanced approach to risk management.

Air Academy FCU

Paulette Zetterberg

Director of Enterprise Risk Management