Case Study: Northside Honda boosts approvals and faster funding with Upstart Auto Finance

A Upstart Case Study

Northside Honda funds deals in under 6 hours with Upstart

Northside Honda, a dealership in San Antonio, TX, sought a better way to handle non-captive financing for its customers. Their challenge was finding a lender that could provide higher approval rates, faster funding, and better terms without the lengthy back-and-forth associated with their previous top lenders.

The dealership implemented Upstart Auto Finance as its first-look lender. Upstart's AI-driven platform analyzed thousands of data points to deliver higher approvals across the full credit spectrum for both new and used vehicles. The solution provided competitive rates with more flexible terms, funded deals within hours, and generated significant profit. In one month, Northside Honda averaged $2,580 in back-end profit and $1,412 in reserve per Upstart deal.


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