Case Study: Cash Direct competes with big banks and scales loan volume with TurnKey Lender

Local Consumer Lender in Australia Now Competes Effectively Against Big Banks

CashDirect is an Australian small‑consumer lender that issues loans up to $2,000, largely to immigrants with thin or no credit history. Faced with intense competition and inefficient, manual origination and servicing processes, CashDirect needed an easy‑to‑deploy, end‑to‑end automated loan management platform and turned to TurnKey Lender, selecting the TurnKey Lender Box (Foundation package).

TurnKey Lender delivered a cloud‑based, 100% online lending hub—enhancing the Box with AI‑driven credit decisioning, a customizable scorecard, automatic bank‑statement requests and integrations with payments, CRM and credit bureaus. The TurnKey Lender solution streamlined workflows so a small team can originate loans in minutes, scale volume, improve conversion and profitability, and issue more loans without increasing credit risk or bad debt.

Cash Direct

Simon Lindsay

Co-Founder, Managing Director