Case Study: Own It 4 Less achieves scalable, end-to-end lending automation with TurnKey Lender

Intelligent End-to-end in-house Lending Automation for a Retail Business

Own It 4 Less, a Miami-based in-house furniture lender founded in 2013, serves non-prime customers who lack access to conventional credit. Facing fragmented, inflexible software that required manual code changes and caused delays and data losses, the retailer needed a fully digital, integrated lending platform. To address this, they selected TurnKey Lender (TurnKey Lender for Retails Financing).

TurnKey Lender implemented an end-to-end lending automation solution that integrates origination, underwriting, servicing, collections, and reporting, with unlimited scalability and configurable advanced settings. As a result, TurnKey Lender now automates every lending step for Own It 4 Less, enabling more approvals than competitors, reduced paperwork and wait times, lower risk and costs, and higher returns — while ongoing collaboration adds custom features to grow market share.

Own It 4 Less

Elieser Gonzalez

General Manager