Case Study: Capitex Finance achieves 10-minute loan origination and faster funding with TurnKey Lender

Canadian Lender Outperforms Banks with Streamlined 10-Minute Loan Origination & Activation of Funds

Capitex Finance, a Toronto-backed Canadian alternative lender focused on underserved borrowers with lower credit scores, needed an intelligent SaaS to deliver fully digital credit products and granular credit decisioning. To meet those needs they selected TurnKey Lender and its TurnKey Lender Box Solution to integrate data sources, automate lending workflows, and provide an intuitive borrower experience.

TurnKey Lender implemented end-to-end automation—origination, underwriting, servicing, collections and reporting—plus integrations and a Borrower Portal, enabling Capitex Finance to offer unsecured personal loans and retail financing from a single backend. The result: streamlined three-step lending (Apply Online → Submit Documents → Get Approved), funding in as little as 10–30 minutes, faster approvals for lower-score applicants, and a more scalable, lower-risk operation thanks to TurnKey Lender’s decisioning and automation.

Capitex Finance

Ozan Cangurel

Capitex Finance