Case Study: Asia Pacific Commercial Bank launches invoice factoring and accelerates credit decisions with TurnKey Lender

Asia Pacific Commercial Bank - Customer Case Study

Asia Pacific Commercial Bank, a 1,000+ employee commercial lender in the Asia‑Pacific region, was launching invoice factoring but found its growth blocked by outdated, paper‑based lending technology and manual processes. To automate complex multi‑level credit decisions and high‑volume account servicing required for accounts receivable financing, the bank selected TurnKey Lender and its TurnKey Lender Enterprise for Banks platform with the invoice factoring module.

TurnKey Lender delivered a cloud‑based, custom deployment built on TurnKey Lender Enterprise for Banks, adding an AI‑driven credit decision engine that combines traditional and alternative data, machine learning, and integrations with the core banking system and third‑party data providers. The solution replaced paper workflows, enabled fast, superior borrower evaluations, and supported the new factoring product (4,000+ transactions per month), allowing the bank to launch the program, upgrade its lending technology, and outperform competitors on speed and accuracy.