Case Study: Access Fertility boosts patient uptake with TurnKey Lender

Access Fertility boosts patient uptake 5–10% with TurnKey Lender

Access Fertility, a UK-based IVF outcomes provider, faced the challenge of high treatment costs blocking patient access. Traditional third-party lenders created misaligned incentives and lacked the flexibility needed for their patient-first values. To overcome this barrier to growth, they partnered with TurnKey Lender to gain full control over their financing design and delivery.

Using the TurnKey Lender AI-powered lending automation platform, Access Fertility built its own embedded lending operation. This solution enabled 0% interest financing and real-time credit decisions, cutting underwriting from 14 days to 3. The results included a 5-10% increase in patient uptake, with 40-45% of patients using financing, and the scaling of a multi-million pound loan book without a proportional increase in headcount.

Access Fertility