Case Study: CreditLadder achieves instant rent-payment verification and faster onboarding with TrueLayer

CreditLadder improving finhealth with open banking

CreditLadder is a UK rent‑reporting service that helps tenants build credit by reporting monthly rent to Equifax and the Experian Rental Exchange. To verify identity and rent payments they needed secure, instant access to bank account and transaction history; paper statements were slow and screen‑scraping was unreliable and unsafe, so CreditLadder chose TrueLayer as their Open Banking partner.

TrueLayer delivered its Data API (100% API‑based and PSD2‑compliant) so users can securely share identity, balance and transaction data by authenticating directly with their bank. As a result, CreditLadder now verifies account information and transactions in seconds, has verified £150M+ in payments, achieves faster onboarding, and provides a seamless, zero‑paperwork user experience, while increasing operational efficiency.

CreditLadder

Sheraz Dar

Chief Executive Officer