Case Study: Credit Unions achieve faster fraud detection and $1M+ monthly loss prevention with TransUnion TruValidate

Credit Union Enjoys ROI from First Prevented Fraud Application

Credit Unions struggled to distinguish trustworthy loan applications from a growing wave of fraudsters using clean fake identities, which overloaded manual review queues and made it hard to verify suspicious connections. TransUnion, using its TruValidate fraud solution, helped the credit union identify risky applications and device signals earlier in the process.

TransUnion implemented TruValidate Device Risk and fine-tuned automated business rules to flag fraud in real time with Allow, Review, or Deny decisions. The credit union stopped more than $1M in fraudulent applications each month, cut review times from hours to minutes, and reduced multi-department reviews to a faster, more efficient workflow.