Case Study: Marginalen Bank achieves faster, more proactive risk modelling with Tietoevry's Credit Business Rules

TietoEVRY’s powerful credit decision engine helps Marginalen Bank compete to attract new borrowers

Marginalen Bank needed to become more competitive in the fast-moving loan market. Their previous system was slow to adapt, requiring them to wait for a vendor to code any changes to their lending logic. To move from a reactive to a proactive risk modelling approach, they turned to their long-term partner Tietoevry for a more advanced solution.

Tietoevry implemented its Credit Business Rules (cBR) decision engine. This solution allows the bank's analysts to instantly test, tweak, and deploy new risk strategies and pricing models using an intuitive interface. As a result, Tietoevry enabled Marginalen Bank to react much faster to market changes, improve the attractiveness of its offers, and lower customer acquisition costs.

Marginalen Bank

Mohammad Ali

Data Analyst