Case Study: Credix achieves 95% faster credit decisions with Taktile

How Credix saved hundreds of hours by prioritizing IP over infrastructure

Credix, a leading B2B fintech transforming Latin America’s payments market, needed a scalable way to automate credit decisions without spending time and resources building risk infrastructure in-house. The team struggled with adaptability, agility, and visibility in its code-based underwriting setup, especially as it worked to scale real-time credit decisions across complex merchant workflows. Taktile’s decision platform was used to help support these underwriting needs.

By implementing Taktile, Credix consolidated siloed APIs, notebooks, and spreadsheets into a unified, testable decision flow and went live with its first underwriting workflow in about a month. Taktile helped Credix save 6+ months of development time, reduce decision times by 95%+, and cut 50–100 manual reviews per day for tasks like credit limit increases. The vendor also enabled weekly iteration cycles, hundreds of engineering hours saved, and expansion into fraud detection, onboarding, and credit monitoring.

Credix

Maxim Piessen

Co-Founder & CTO