Case Study: Lucca boosts HR expense management with Swan embedded banking

Lucca processes €30 million in card payments in H1 2024 with Swan

Lucca, a leading HR software provider, faced the challenge of clunky and time-consuming expense management processes for its customers. To enhance operational efficiency and give users more freedom, Lucca partnered with Swan and its Banking-as-a-Service to automate purchasing and expenses.

By embedding Swan's banking features directly into its product, Lucca enabled its customers to create accounts and issue physical and virtual cards for employees. This solution streamlined the entire expense process. The results were significant, with card usage tripling in a year; Lucca processed over €40 million through its card product, including €30 million in the first half of 2024 alone, creating a major new revenue stream.

Lucca