Case Study: N26 achieves instant bank account top-ups with Stripe

N26 partners with Stripe to make bank account top-ups instant for over 7 million clients

N26, the online-only bank serving over 7 million clients, needed to make account top-ups faster and less frictionless so new customers could start using their accounts sooner. To add more convenient payment options beyond traditional SEPA transfers, N26 partnered with Stripe for in-app top-ups using credit cards, debit cards, and digital wallets.

Stripe helped N26 launch its first MVP in just 6 weeks, from development start to the first customer top-up, with strong documentation and easy-to-use APIs speeding implementation. The result was a smoother onboarding experience that let customers create and begin using a new bank account in only 8 minutes, while Stripe also supported N26’s expansion into 25 markets, including its entry into the US.

N26

Laurens Debeyter

Head of Strategic Project Management