Case Study: AJ Bell achieves faster fund settlements and automated reconciliation with Stripe

Leading UK investment platform AJ Bell speeds up transactions with Stripe

AJ Bell, a FTSE 250 investment platform managing over £48 billion for 262,000 customers, wanted to make mobile investing simpler and faster while reducing settlement times and the manual burden of payment reconciliation. Their previous setup required multiple payment accounts and complex merchant arrangements, which created friction for customers and inefficiencies for operations.

AJ Bell integrated Stripe Connect in just a few weeks, using APIs to enforce Strong Customer Authentication, add Apple Pay and Google Pay, segregate client funds programmatically into internal accounts, and automate reconciliation and reporting. The result is a smoother mobile experience—customers can move money in seconds—and a streamlined, enterprise-ready payments and settlement workflow.

AJ Bell

Tim Huckle

Director of Digital Strategy