Case Study: Capital on Tap achieves global expansion with Stripe

Business lender Capital On Tap switches to Stripe to fuel global expansion

Capital on Tap, one of the UK’s fastest-growing fintech lenders, needed a reliable payments partner to support its global expansion and handle loan repayments, payouts, and fraud prevention at scale. The company turned to Stripe and used Stripe Payments, Connect, and Radar to modernize its financial infrastructure for new markets and payment methods.

With Stripe, Capital on Tap can collect repayments via cards and direct debits worldwide, pay out loans to business customers, and apply Dynamic 3D Secure to higher-risk payments. Stripe’s developer-friendly setup helped the team implement quickly with minimal in-house effort, while its 99.999% uptime and strong compliance standards gave Capital on Tap the reliability needed to support more than 120,000 businesses and over £2 billion in funding.

Capital on Tap

Alex Miles

UK Managing Director