Case Study: Better Mortgage modernizes home equity spending with Stripe Issuing and Treasury

Better Mortgage launches Home Equity Card to unlock $21.4 trillion in home equity with Stripe

Better Mortgage, a leading AI-native mortgage originator, faced the challenge that homeowners were turning to high-interest credit cards to fund home projects, despite having significant equity, because traditional tools to access that equity were outdated.

Using Stripe's embedded finance platform, specifically Stripe Issuing and Stripe Treasury, Better built the Better Home Equity Card. This solution provides a prepaid debit card linked to a home equity line, offering immediate access to funds, cashback rewards, and integrated tracking for home improvement costs. Stripe enabled Better to modernize how homeowners access and spend their capital, connecting financing and spending in a single system.

Better Mortgage