Case Study: a North American retail and investment bank manages climate risk in portfolios with S&P Global Market Intelligence

Managing Exposure to Climate Risk in Bank Portfolios

S&P Global worked with a North American retail and investment bank whose environmental team needed a better way to quantify financed emissions across its loan and investment portfolios. The bank wanted a practical, data-driven approach to assess climate risk, cover multiple asset classes, and support TCFD reporting, target setting, and future internal analysis.

S&P Global Market Intelligence provided a consultative solution using Trucost climate analytics, S&P Capital IQ Fundamentals, and Cross Reference Service, along with desk research, reporting, and capacity-building tools. The work produced portfolio-level financed emissions analysis, climate scenario and carbon pricing insights, Paris alignment assessment, and reduction targets, while also delivering Excel files and templates so the bank could continue the analysis internally in future years.