Case Study: a leading South East Asian bank creates an early-warning credit risk system with S&P Global

Creating an Early-Warning System for Potential Credit Risks

S&P Global helped a leading South East Asian bank strengthen its credit risk management. The bank’s risk team was reviewing thousands of corporate borrowers only twice a year, but volatile market conditions meant some loans could deteriorate between review cycles, creating a need for an early-warning system to spot credit issues sooner.

S&P Global Market Intelligence implemented a comprehensive surveillance solution combining credit assessment tools, probabilities of default and credit scores, alerts, dashboards, private company data, news and research, macroeconomic data, and ongoing support. The result was a more efficient, transparent way to monitor portfolio health, identify red flags earlier, support collaboration across the risk team, and help minimize non-performing loans.