Case Study: a leading Chinese bank strengthens credit risk assessments with S&P Global Market Intelligence

A Chinese Bank Strengthens its Credit Risk Assessments

S&P Global Market Intelligence worked with a leading Chinese bank whose asset management team needed a more automated, detailed, and reliable way to assess the creditworthiness of rated and unrated companies before investing, while also monitoring existing portfolio companies for early signs of deterioration. Their manual process was time-consuming, error-prone, and insufficient for the increased uncertainty and credit stress brought on by COVID-19.

Using S&P Global Market Intelligence’s Credit Analytics solution set, including PDFN, CreditModel, RiskGauge Reports, Market Derived Signals, and China Credit Analytics, the bank gained quantitative credit scoring, broad coverage of public and private companies, early-warning signals, and workflow automation through the platform and Excel plug-ins. S&P Global Market Intelligence helped the bank improve transparency and efficiency in credit risk review, better screen potential investments, and react faster to changes in credit quality, though the case study does not provide specific numerical performance results.