Case Study: Cairn Mhor Childcare Partnership achieves secure, remote fund distribution and eliminates petty cash with Soldo

Cairn Mhor Turned to Prepaid Cards to Fight the Financial Strain of the Covid-19 Pandemic

Cairn Mhor Childcare Partnership, a 15-person residential care provider in Fife, Scotland, faced acute financial and safety challenges during COVID-19: staff shortages, shops refusing cash, and an unsafe reliance on a single company credit card and cash tins. To find a practical, contactless alternative for petty purchases and remote fund distribution, they chose Soldo prepaid cards and the Soldo web console.

Soldo supplied prepaid cards (one per house) and a web console for instant remote top-ups, spending limits, merchant restrictions and real-time reporting. The solution removed petty cash and corporate card risks, allowed funds to be issued in seconds, tightened budgets and cut the time spent on manual tracking and month‑end reconciliation—outcomes Diana Valentim describes as making operations safer, faster and “an absolute godsend.”

Cairn Mhor Childcare Partnership

Diana Valentim

Finance Assitant