Case Study: Billie fights fraud and secures $100M investment with Snowflake

Billie Successfully Fights Fraud and Boosts Innovation With Snowflake Data Cloud

Billie is a fast-growing Berlin-based FinTech that offers B2B “buy now, pay later” services and needed scalable, secure data-driven insights to optimize customer acquisition costs and product earnings. Its legacy data warehouse struggled to combine multiple external sources (e.g., Google and Facebook), had limited processing power, was expensive to scale, and constrained fraud detection and governance across the business.

Billie migrated its data warehouse to the Snowflake Data Cloud in July 2019, integrating about 20 external data flows and creating a single source of truth in under three months, leveraging Snowflake features like Streams, Tasks, Zero-Copy Cloning and Time Travel to support data science and real-time rules. The move helped Billie save $3.3 million in potential fraud losses, demonstrate proactive fraud prevention to secure a $100 million investment, accelerate feature development, improve query concurrency and user access, and deliver ongoing cost and performance scalability.

Billie

Igor Chtivelband

Vice President of Data