Case Study: Just Auto Insurance achieves accurate mileage verification and lower underwriting costs with Smartcar

Just Auto Insurance and Smartcar partner to bring prepaid car insurance to Arizona

Just Auto Insurance partnered with Smartcar to improve its prepaid usage-based auto insurance model in Arizona. The company wanted a way to make insurance fairer and more affordable while accurately verifying mileage without requiring expensive hardware, manual reporting, or intrusive non-driving factors like credit score.

Using Smartcar’s mileage verification API, Just can securely connect a customer’s vehicle and retrieve odometer readings directly from the instrument cluster in just a few clicks. This helped Just improve customer convenience, lower underwriting costs, and reduce premium leakage while preserving a seamless mobile app experience; customers connect their vehicle once and can get the most accurate mileage measurement available, enabling more precise pricing for prepaid car insurance.

Just Auto Insurance

Murray Macdonald

Co-Founder