Case Study: Partner Colorado Credit Union streamlines credit decisions with Scienaptic AI

Transforming credit decisioning with Scienaptic's platform for a MeridianLink user

Partner Colorado Credit Union, a financial institution with over 90 years of history, sought to modernize its lending process. Despite steady growth, its underwriting was fully manual, limited by a reliance on basic bureau scores, and lacked automation. The credit union wanted to leverage more data sources to extend credit access and improve accuracy, requiring a solution that could integrate with its existing MeridianLink and Symitar systems. They turned to Scienaptic AI for its AI-driven credit underwriting platform to address these challenges.

Scienaptic AI implemented its intelligent decisioning cloud, which integrated seamlessly with the credit union's MeridianLink LOS. The platform used AI algorithms to analyze diverse data sources, enabling automated and explainable credit decisions. This solution resulted in a 30-50% gain in automated loan approvals and achieved up to a 20% reduction in losses for Partner Colorado Credit Union, while significantly decreasing turnaround times and manual effort.

Partner Colorado Credit Union

Choua Ly

Senior Vice President of Lending