Case Study: National Bank of Greece achieves report generation in seconds with SAS Business Analytics

Reduce report generation from weeks to seconds

The National Bank of Greece (NBG) sought to strengthen its market position and meet local and international capital adequacy requirements by improving credit-risk measurement, reporting and portfolio monitoring. Fragmented databases and disparate in‑house systems made it slow and laborious to analyze large, diverse datasets and generate risk reports—standard MIS reporting once took about 20 working days—hindering timely decisions on delinquencies and capital adequacy across products, customers and countries.

NBG implemented SAS Business Analytics (including SAS Enterprise BI Server and analytics modules) to create an integrated risk‑management platform that accesses multiple data sources without specialized programming. Within 18 months report generation fell from roughly 20 days to seconds (as little as three seconds), comprehensive analyses took half the time, staff were redeployed to value‑added tasks like Basel II modeling and customer scoring, and the bank improved credit-risk oversight, capital adequacy calculations and operational productivity.

National Bank of Greece

Alexandros Benos

Director of Risk Control and Architecture Division