Case Study: Yapi Kredi achieves 50% faster credit-risk calculations with SAS Regulatory Risk Management

Calculating credit risk in half the time

Yapi Kredi, one of Turkey’s largest banks with nearly 1,000 branches and roughly 30 million customer data sets, needed to migrate from Basel II to Basel III under a tight deadline while delivering full transparency, audit trails and consolidated risk reporting across multiple jurisdictions and regulatory regimes. The bank also needed to reduce dependence on external sources and lower IT maintenance and project risk during the transition.

By deploying SAS Regulatory Risk Management as a single, integrated platform, Yapi Kredi centralized data extraction, aggregation, modeling and reporting with embedded Basel rules and granular loan-level transparency. The solution halved the time to calculate credit risk for 30 million data sets, cut migration time to eight months (vs. an estimated two years), reduced IT workload and maintenance costs, and improved control, auditability and credit-collateral optimization.

Yapi Kredi

Seda Ikizler

Group Director