Case Study: Meteo Protect achieves real-time, fully customized weather insurance pricing and underwriting with SAP HANA

Providing Fully Customized Weather Insurance in Real Time with SAP HANA

Meteo Protect is a Paris-based startup that provides fully customized index-based weather insurance through its Vivaldi app, letting customers choose geolocation, coverage period, and weather parameters. The company faced the challenge of aggregating and analyzing vast, heterogeneous weather datasets to quantify weather risk and deliver real-time pricing and underwriting—something conventional computing could not do quickly or cost-effectively as climate variability increased losses for weather-sensitive businesses.

Meteo Protect rearchitected Vivaldi on the SAP HANA platform with support from SAP Startup Focus, linking 40 years of climate history and live satellite, sensor, and station data to analyze more than 80 billion observations in under a second and generate instant quotes. The move delivered 8x faster scenario pricing, 12x faster data uploads, ~7:1 compression, simplified cloud operations, and rapid product rollout—resulting in clients such as grain cooperative Axereal, 50,000 models across 320 sectors, and recognition as an SAP HANA Innovation Award finalist.

Meteo Protect

Gabriel Gross

CEO