Case Study: UpEquity achieves streamlined finance operations, real-time spend visibility, and 1.5% cashback with Ramp

How UpEquity streamlined its finance stack with Ramp

UpEquity, an Austin-based mortgage tech startup that helps buyers make competitive all-cash offers, faced a time‑intensive, fragmented reimbursement process, poor visibility into vendor spend, and no meaningful cashback under its previous provider. To solve these challenges, UpEquity switched to Ramp and adopted Ramp’s all‑in‑one spend platform — using Ramp’s reimbursement solution and virtual cards to streamline expense workflows and centralize spend management.

With Ramp, UpEquity automated approvals, issued virtual cards to departments, and gained intra‑month visibility into vendor and category spend. The change cut reimbursement work to about 10–15 minutes per week, delivered 1.5% cashback on purchases, and surfaced real‑time cost‑saving opportunities — helping finance operate more efficiently while the company scaled from roughly 20–25 to 60+ employees.

UpEquity

Tyler Bliha

Head of Strategy and Finance