Case Study: nbkc bank achieves scalable Banking-as-a-Service growth and new fintech partnerships with Q2 Software

Open technology spurs innovation and relationships

nbkc bank, a community-focused institution committed to simple, customer-friendly digital banking, set out to expand into banking-as-a-service (BaaS) to support and partner with emerging fintechs. Facing a digital-first market and a surge in fintech innovation, the bank needed a flexible, compliant way to offer core banking services and scale relationships without sacrificing oversight or regulatory strength.

nbkc implemented Q2 Open’s APIs alongside the CorePro core processing platform and the Q2 Platform™, enabling rapid onboarding and compliant delivery of debit, savings, and checking accounts. The solution has produced more than 14 live fintech partnerships, new market opportunities (including the Fountain City Fintech accelerator), stronger deposit growth, and scalable infrastructure and oversight supported by StoneCastle deposit capacity.

nbkc bank

Melissa Eggleston

Chief Deposit Officer