Case Study: Karur Vysya Bank achieves minute-speed loan approvals and 90-day Home Loan/SME go-live with Q2 Software (Cloud Lending)

Karur Vysya Bank’s Digital transformation with Cloud Lending

Karur Vysya Bank (KVB), a 100-year-old Indian private-sector bank with over 800 branches and 7,000 employees, set out to digitally transform its end-to-end lending process to deliver an exceptional borrower experience and much faster turnaround. Under its Digital Technology Transformation Mission it needed a configurable loan origination system that went beyond simply digitalizing paper workflows, could be deployed quickly, and preserve ROI.

Cloud Lending’s API-first, configurable LOS (CL Originate) delivered automated, rules-based workflows and native APIs for real-time scoring, replacing time-consuming discretionary processes. In partnership with Cloud Lending’s professional services, KVB went live for Home Loans and SME lending within 90 days, cut loan sanctioning and disbursement times from days or weeks to minutes, and standardized lending decisions to reduce risk.

Karur Vysya Bank

J Natarajan

President & COO