Case Study: Leading BNPL Provider achieves sub-1-second decisions and rapid rule changes with Provenir Decisioning Cloud

Leading BNPL Provider - Customer Case Study

Leading BNPL Provider, a fintech offering buy now, pay later options to merchants and consumers, was operating an in-house application-processing system that lacked the flexibility and speed needed to compete. They turned to Provenir and its Decisioning Cloud to get a nimble decision engine that would let business users quickly change, test, and deploy business logic without IT support while scaling to meet growth.

Provenir implemented its no-code, cloud Decisioning Cloud—using visual rule workflows and Python-as-a-service—within weeks, empowering business users to modify rules and push changes in hours rather than days. The result: decision times dropped from at least 15 seconds to under 1 second on average, delivering real-time risk decisions, a better customer experience, and faster model and compliance updates driven by Provenir’s solution.