Case Study: Doruk Faktoring achieves faster SME lending decisioning with Provenir

Flexible Platform Speeds Decisioning and Opens Door to New Offerings and Markets

Doruk Faktoring, a factoring company focused on serving micro and mid-sized SMEs, wanted to replace manual credit decisioning with a faster, automated process to support digital growth. Working with Provenir and its decisioning platform, the company also needed a flexible solution that could be implemented quickly, supported by a small IT team, and able to integrate with multiple data sources.

Provenir implemented an automated risk and decisioning platform that supports native Python and R models, integrates with credit bureau, web service, and internal data, and requires minimal IT support. The results were significant: approval times dropped from 30–60 minutes to under one minute, time-to-value was achieved in under three months, and Doruk Faktoring added an early warning process to screen its portfolio daily. Provenir also helped Doruk Faktoring expand into new markets and compete more directly with banks for SME lending.

Doruk Faktoring

Ilker Arslan

Business Analytics Director