Case Study: U.S. Oldest Credit Agency secures PCI compliance and protects 400M consumers with Protegrity

Credit Reporting Agency Protects Over 400 Million Creditors

U.S. Oldest Credit Agency, one of the oldest credit agencies in the U.S., needed to protect sensitive PII and credit card numbers for a new Visa project while meeting strict PCI, FCRA, FACTA, and GLBA compliance requirements. The challenge was securing data for over 400 million consumers and roughly 180 billion credit card numbers without creating prohibitive cost or performance issues.

To solve this, U.S. Oldest Credit Agency implemented Protegrity Privacy Protect with vaultless tokenization, along with centralized administration tools for policy, key management, auditing, and reporting. Protegrity enabled the agency to generate about 300 million tokens per minute, move more of its environment out of PCI scope, satisfy compliance and performance requirements, and support future analytics initiatives using Hadoop.