Case Study: American National Bank achieves clearer IRR reporting with ProfitStars’ PROFITstar ALM Reporting Service

105-Year-Old Bank Gains Clearer IRR Picture, Superior Reports Through PROFITstar® ALM Reporting Service

American National Bank & Trust Company, a community bank with over a century of service, faced a challenge after a merger and core system change. They needed a new interest rate risk (IRR) modeling solution that provided superior reporting and met all regulatory requirements. To address this, the bank turned to the PROFITstar ALM Reporting Service from vendor ProfitStars.

The solution implemented by ProfitStars provided the bank with a clearer picture of their interest rate risk through outsourced ALM reporting. The results were significantly improved asset liability strategic planning and streamlined regulatory exams. The bank's CFO and senior accountant reported excellent consultant support and the ability to model different balance sheet approaches. ProfitStars delivered a robust mechanism to measure and manage risk, aiding in informed decision-making for the $1.3 billion institution.

American National Bank & Trust Company

Bill Traynham

Chief Financial Officer