Case Study: Slope builds instant B2B BNPL risk decisioning with Plaid

Building BNPL for global B2B payments with Slope

Slope, a B2B buy now, pay later (BNPL) fintech, sought to digitize business payments and offer flexible financing by connecting to its customers' financial institutions. Their challenge was accessing reliable, real-time banking data to build their service and perform essential risk assessments, which is a difficult and often slow process in the offline B2B world.

To solve this, Slope implemented Plaid to securely connect bank accounts and pull transaction data. Using Plaid's real-time and unfalsifiable data, Slope was able to build its AI risk models and create a smooth customer experience. This solution enabled them to reduce a process that traditionally took weeks down to a five-minute application with instant decisioning.

Slope

Lawrence Lin Murata

CEO and Co-Founder